TERMS OF SERVICE

Last updated September 01, 2025

AGREEMENT TO OUR LEGAL TERMS

We are Artorias, Inc. ("Company," "we," "us," "our"), a company registered in

New York, United States at 169 Madison Ave, STE 11590, New York, NY 10016.

We operate the website https://www.artorias.com (the "Site"), as well as any other

related products and services that refer or link to these legal terms (the "Legal

Terms") (collectively, the "Services").

Artorias Private Client (“the Service”) is a specialized division of Artorias, Inc. that

provides tailored intelligence, analysis, and advisory solutions to eligible private

clients, family offices, and select enterprises (“Clients”). The Service is designed to

deliver personalized intelligence support, strategic risk insights, and situational

awareness utilizing proprietary Artorias platforms and analytical methodologies.

Scope of Service Artorias Private Client may include, but is not limited to: •

Strategic and operational intelligence briefings; • Reputation and privacy

monitoring; • Risk and threat assessments; • Counterparty and due diligence

reporting; • Advisory on asset protection, digital footprint reduction, and situational

awareness. All deliverables are produced for informational and advisory purposes

only. The Service does not constitute legal, financial, or security enforcement

advice, nor does it replace such professional services. Eligibility Access to Artorias

Private Client is by invitation or approval only. Artorias, Inc. reserves the right to

accept, deny, or terminate service access at its sole discretion, based on internal

due diligence and compliance standards. Confidentiality All information exchanged

under the Artorias Private Client program shall be handled in accordance with

strict confidentiality protocols. Artorias maintains advanced data protection

measures and expects Clients to observe equal discretion regarding all

deliverables and communications. Limitations of Use Clients agree that

intelligence, reports, and advisory outputs are for internal, lawful use only.

Redistribution, publication, or use of any deliverable for unlawful, defamatory, or

competitive purposes is strictly prohibited. Disclaimer Artorias, Inc. exercises best

efforts in the collection, analysis, and presentation of intelligence. However, the

Service is provided “as is,” without warranties of absolute accuracy, completeness,

or fitness for a particular purpose. Artorias, Inc. shall not be liable for any direct,

indirect, or consequential loss arising from the use or reliance on the Service’s

outputs.

You can contact us by phone at (US)+1 (857) 412-5213, email at

hello@artorias.com, or by mail to 169 Madison Ave, STE 11590, New York, NY

10016, United States.

These Legal Terms constitute a legally binding agreement made between you,

whether personally or on behalf of an entity ("you"), and Artorias, Inc., concerning

your access to and use of the Services. You agree that by accessing the Services,

you have read, understood, and agreed to be bound by all of these Legal Terms.

IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU

ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU

MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the

Services from time to time are hereby expressly incorporated herein by reference.

We reserve the right, in our sole discretion, to make changes or modifications to

these Legal Terms from time to time. We will alert you about any changes by

updating the "Last updated" date of these Legal Terms, and you waive any right to

receive specific notice of each such change. It is your responsibility to periodically

review these Legal Terms to stay informed of updates. You will be subject to, and

will be deemed to have been made aware of and to have accepted, the changes

in any revised Legal Terms by your continued use of the Services after the date

such revised Legal Terms are posted.

The Services are intended for users who are at least 18 years old. Persons under

the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

1. OUR SERVICES

2. INTELLECTUAL PROPERTY RIGHTS

3. USER REPRESENTATIONS

4. USER REGISTRATION

5. PURCHASES AND PAYMENT

6. SUBSCRIPTIONS

7. PROHIBITED ACTIVITIES

8. USER GENERATED CONTRIBUTIONS

9. CONTRIBUTION LICENSE

10. SERVICES MANAGEMENT

11. PRIVACY POLICY

12. TERM AND TERMINATION

13. MODIFICATIONS AND INTERRUPTIONS

14. GOVERNING LAW

15. DISPUTE RESOLUTION

16. CORRECTIONS

17. DISCLAIMER

18. LIMITATIONS OF LIABILITY

19. INDEMNIFICATION

20. USER DATA

21. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

22. CALIFORNIA USERS AND RESIDENTS

23. MISCELLANEOUS

24. CONTACT US

1. OUR SERVICES

The information provided when using the Services is not intended for distribution

to or use by any person or entity in any jurisdiction or country where such

distribution or use would be contrary to law or regulation or which would subject us

to any registration requirement within such jurisdiction or country. Accordingly,

those persons who choose to access the Services from other locations do so on

their own initiative and are solely responsible for compliance with local laws, if and

to the extent local laws are applicable.

The Services are not tailored to comply with industry-specific regulations (Health

Insurance Portability and Accountability Act (HIPAA), Federal Information Security

Management Act (FISMA), etc.), so if your interactions would be subjected to such

laws, you may not use the Services. You may not use the Services in a way that

would violate the Gramm-Leach-Bliley Act (GLBA).

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services,

including all source code, databases, functionality, software, website designs,

audio, video, text, photographs, and graphics in the Services (collectively, the

"Content"), as well as the trademarks, service marks, and logos contained therein

(the "Marks").

Our Content and Marks are protected by copyright and trademark laws (and

various other intellectual property rights and unfair competition laws) and treaties

in the United States and around the world.

The Content and Marks are provided in or through the Services "AS IS" for your

internal business purpose only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED

ACTIVITIES" section below, we grant you a non-exclusive, non-transferable,

revocable license to:

access the Services; and

download or print a copy of any portion of the Content to which you have

properly gained access,

solely for your internal business purpose.

Except as set out in this section or elsewhere in our Legal Terms, no part of the

Services and no Content or Marks may be copied, reproduced, aggregated,

republished, uploaded, posted, publicly displayed, encoded, translated,

transmitted, distributed, sold, licensed, or otherwise exploited for any commercial

purpose whatsoever, without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set

out in this section or elsewhere in our Legal Terms, please address your request

to: hello@artorias.com. If we ever grant you the permission to post, reproduce, or

publicly display any part of our Services or Content, you must identify us as the

owners or licensors of the Services, Content, or Marks and ensure that any

copyright or proprietary notice appears or is visible on posting, reproducing, or

displaying our Content.

We reserve all rights not expressly granted to you in and to the Services, Content,

and Marks.

Any breach of these Intellectual Property Rights will constitute a material breach of

our Legal Terms and your right to use our Services will terminate immediately.

Your submissions

Please review this section and the "PROHIBITED ACTIVITIES" section carefully

prior to using our Services to understand the (a) rights you give us and (b)

obligations you have when you post or upload any content through the Services.

Submissions: By directly sending us any question, comment, suggestion, idea,

feedback, or other information about the Services ("Submissions"), you agree to

assign to us all intellectual property rights in such Submission. You agree that we

shall own this Submission and be entitled to its unrestricted use and dissemination

for any lawful purpose, commercial or otherwise, without acknowledgment or

compensation to you.

You are responsible for what you post or upload: By sending us Submissions

through any part of the Services you:

confirm that you have read and agree with our "PROHIBITED ACTIVITIES"

and will not post, send, publish, upload, or transmit through the Services

any Submission that is illegal, harassing, hateful, harmful, defamatory,

obscene, bullying, abusive, discriminatory, threatening to any person or

group, sexually explicit, false, inaccurate, deceitful, or misleading;

to the extent permissible by applicable law, waive any and all moral rights to

any such Submission;

warrant that any such Submission are original to you or that you have the

necessary rights and licenses to submit such Submissions and that you

have full authority to grant us the above-mentioned rights in relation to your

Submissions; and

warrant and represent that your Submissions do not constitute confidential

information.

You are solely responsible for your Submissions and you expressly agree to

reimburse us for any and all losses that we may suffer because of your breach of

(a) this section, (b) any third party’s intellectual property rights, or (c) applicable

law.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) all registration

information you submit will be true, accurate, current, and complete; (2) you will

maintain the accuracy of such information and promptly update such registration

information as necessary; (3) you have the legal capacity and you agree to comply

with these Legal Terms; (4) you are not a minor in the jurisdiction in which you

reside; (5) you will not access the Services through automated or non-human

means, whether through a bot, script or otherwise; (6) you will not use the

Services for any illegal or unauthorized purpose; and (7) your use of the Services

will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or

incomplete, we have the right to suspend or terminate your account and refuse

any and all current or future use of the Services (or any portion thereof).

4. USER REGISTRATION

You may be required to register to use the Services. You agree to keep your

password confidential and will be responsible for all use of your account and

password. We reserve the right to remove, reclaim, or change a username you

select if we determine, in our sole discretion, that such username is inappropriate,

obscene, or otherwise objectionable.

5. PURCHASES AND PAYMENT

We accept the following forms of payment:

- Wire

- ACH

You agree to provide current, complete, and accurate purchase and account

information for all purchases made via the Services. You further agree to promptly

update account and payment information, including email address, payment

method, and payment card expiration date, so that we can complete your

transactions and contact you as needed. Sales tax will be added to the price of

purchases as deemed required by us. We may change prices at any time. All

payments shall be in US dollars.

You agree to pay all charges at the prices then in effect for your purchases and

any applicable shipping fees, and you authorize us to charge your chosen

payment provider for any such amounts upon placing your order. We reserve the

right to correct any errors or mistakes in pricing, even if we have already

requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in

our sole discretion, limit or cancel quantities purchased per person, per

household, or per order. These restrictions may include orders placed by or under

the same customer account, the same payment method, and/or orders that use

the same billing or shipping address. We reserve the right to limit or prohibit orders

that, in our sole judgment, appear to be placed by dealers, resellers, or

distributors.

6. SUBSCRIPTIONS

Billing and Renewal

Artorias Private Client subscriptions do not renew automatically. Prior to

expiration, our team will contact you directly to confirm your continued interest and

provide the renewal terms and associated costs.

Cancellation

All purchases are non-refundable. You can cancel your subscription at any time by

contacting us using the contact information provided below. Your cancellation will

take effect at the end of the current paid term. If you have any questions or are

unsatisfied with our Services, please email us at hello@artorias.com.

Fee Changes

We may, from time to time, make changes to the subscription fee and will

communicate any price changes to you in accordance with applicable law.

7. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which

we make the Services available. The Services may not be used in connection with

any commercial endeavors except those that are specifically endorsed or

approved by us.

As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services to create or

compile, directly or indirectly, a collection, compilation, database, or

directory without written permission from us.

Trick, defraud, or mislead us and other users, especially in any attempt to

learn sensitive account information such as user passwords.

Circumvent, disable, or otherwise interfere with security-related features of

the Services, including features that prevent or restrict the use or copying of

any Content or enforce limitations on the use of the Services and/or the

Content contained therein.

Disparage, tarnish, or otherwise harm, in our opinion, us and/or the

Services.

Use any information obtained from the Services in order to harass, abuse,

or harm another person.

Make improper use of our support services or submit false reports of abuse

or misconduct.

Use the Services in a manner inconsistent with any applicable laws or

regulations.

Engage in unauthorized framing of or linking to the Services.

Upload or transmit (or attempt to upload or to transmit) viruses, Trojan

horses, or other material, including excessive use of capital letters and

spamming (continuous posting of repetitive text), that interferes with any

party’s uninterrupted use and enjoyment of the Services or modifies,

impairs, disrupts, alters, or interferes with the use, features, functions,

operation, or maintenance of the Services.

Engage in any automated use of the system, such as using scripts to send

comments or messages, or using any data mining, robots, or similar data

gathering and extraction tools.

Delete the copyright or other proprietary rights notice from any Content.

Attempt to impersonate another user or person or use the username of

another user.

Upload or transmit (or attempt to upload or to transmit) any material that

acts as a passive or active information collection or transmission

mechanism, including without limitation, clear graphics interchange formats

("gifs"), 1Å~1 pixels, web bugs, cookies, or other similar devices (sometimes

referred to as "spyware" or "passive collection mechanisms" or "pcms").

Interfere with, disrupt, or create an undue burden on the Services or the

networks or services connected to the Services.

Harass, annoy, intimidate, or threaten any of our employees or agents

engaged in providing any portion of the Services to you.

Attempt to bypass any measures of the Services designed to prevent or

restrict access to the Services, or any portion of the Services.

Copy or adapt the Services' software, including but not limited to Flash,

PHP, HTML, JavaScript, or other code.

Except as permitted by applicable law, decipher, decompile, disassemble,

or reverse engineer any of the software comprising or in any way making up

a part of the Services.

Except as may be the result of standard search engine or Internet browser

usage, use, launch, develop, or distribute any automated system, including

without limitation, any spider, robot, cheat utility, scraper, or offline reader

that accesses the Services, or use or launch any unauthorized script or

other software.

Use a buying agent or purchasing agent to make purchases on the

Services.

Make any unauthorized use of the Services, including collecting usernames

and/or email addresses of users by electronic or other means for the

purpose of sending unsolicited email, or creating user accounts by

automated means or under false pretenses.

Use the Services as part of any effort to compete with us or otherwise use

the Services and/or the Content for any revenue-generating endeavor or

commercial enterprise.

Sell or otherwise transfer your profile.

Use the Services to advertise or offer to sell goods and services.

8. USER GENERATED CONTRIBUTIONS

The Services does not offer users to submit or post content. We may provide you

with the opportunity to create, submit, post, display, transmit, perform, publish,

distribute, or broadcast content and materials to us or on the Services, including

but not limited to text, writings, video, audio, photographs, graphics, comments,

suggestions, or personal information or other material (collectively,

"Contributions"). Contributions may be viewable by other users of the Services

and through third-party websites. When you create or make available any

Contributions, you thereby represent and warrant that:

The creation, distribution, transmission, public display, or performance, and

the accessing, downloading, or copying of your Contributions do not and will

not infringe the proprietary rights, including but not limited to the copyright,

patent, trademark, trade secret, or moral rights of any third party.

You are the creator and owner of or have the necessary licenses, rights,

consents, releases, and permissions to use and to authorize us, the

Services, and other users of the Services to use your Contributions in any

manner contemplated by the Services and these Legal Terms.

You have the written consent, release, and/or permission of each and every

identifiable individual person in your Contributions to use the name or

likeness of each and every such identifiable individual person to enable

inclusion and use of your Contributions in any manner contemplated by the

Services and these Legal Terms.

Your Contributions are not false, inaccurate, or misleading.

Your Contributions are not unsolicited or unauthorized advertising,

promotional materials, pyramid schemes, chain letters, spam, mass

mailings, or other forms of solicitation.

Your Contributions are not obscene, lewd, lascivious, filthy, violent,

harassing, libelous, slanderous, or otherwise objectionable (as determined

by us).

Your Contributions do not ridicule, mock, disparage, intimidate, or abuse

anyone.

Your Contributions are not used to harass or threaten (in the legal sense of

those terms) any other person and to promote violence against a specific

person or class of people.

Your Contributions do not violate any applicable law, regulation, or rule.

Your Contributions do not violate the privacy or publicity rights of any third

party.

Your Contributions do not violate any applicable law concerning child

pornography, or otherwise intended to protect the health or well-being of

minors.

Your Contributions do not include any offensive comments that are

connected to race, national origin, gender, sexual preference, or physical

handicap.

Your Contributions do not otherwise violate, or link to material that violates,

any provision of these Legal Terms, or any applicable law or regulation.

Any use of the Services in violation of the foregoing violates these Legal Terms

and may result in, among other things, termination or suspension of your rights to

use the Services.

9. CONTRIBUTION LICENSE

You and Services agree that we may access, store, process, and use any

information and personal data that you provide and your choices (including

settings).

By submitting suggestions or other feedback regarding the Services, you agree

that we can use and share such feedback for any purpose without compensation

to you.

We do not assert any ownership over your Contributions. You retain full ownership

of all of your Contributions and any intellectual property rights or other proprietary

rights associated with your Contributions. We are not liable for any statements or

representations in your Contributions provided by you in any area on the Services.

You are solely responsible for your Contributions to the Services and you

expressly agree to exonerate us from any and all responsibility and to refrain from

any legal action against us regarding your Contributions.

10. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Services for

violations of these Legal Terms; (2) take appropriate legal action against anyone

who, in our sole discretion, violates the law or these Legal Terms, including

without limitation, reporting such user to law enforcement authorities; (3) in our

sole discretion and without limitation, refuse, restrict access to, limit the availability

of, or disable (to the extent technologically feasible) any of your Contributions or

any portion thereof; (4) in our sole discretion and without limitation, notice, or

liability, to remove from the Services or otherwise disable all files and content that

are excessive in size or are in any way burdensome to our systems; and (5)

otherwise manage the Services in a manner designed to protect our rights and

property and to facilitate the proper functioning of the Services.

11. PRIVACY POLICY

We care about data privacy and security. By using the Services, you agree to be

bound by our Privacy Policy posted on the Services, which is incorporated into

these Legal Terms. Please be advised the Services are hosted in the United

States. If you access the Services from any other region of the world with laws or

other requirements governing personal data collection, use, or disclosure that

differ from applicable laws in the United States, then through your continued use

of the Services, you are transferring your data to the United States, and you

expressly consent to have your data transferred to and processed in the United

States.

12. TERM AND TERMINATION

These Legal Terms shall remain in full force and effect while you use the Services.

WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE

RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT

NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES

(INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR

ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR

BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT

CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR

REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE

SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR

INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN

OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from

registering and creating a new account under your name, a fake or borrowed

name, or the name of any third party, even if you may be acting on behalf of the

third party. In addition to terminating or suspending your account, we reserve the

right to take appropriate legal action, including without limitation pursuing civil,

criminal, and injunctive redress.

13. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at

any time or for any reason at our sole discretion without notice. However, we have

no obligation to update any information on our Services. We will not be liable to

you or any third party for any modification, price change, suspension, or

discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may

experience hardware, software, or other problems or need to perform

maintenance related to the Services, resulting in interruptions, delays, or errors.

We reserve the right to change, revise, update, suspend, discontinue, or otherwise

modify the Services at any time or for any reason without notice to you. You agree

that we have no liability whatsoever for any loss, damage, or inconvenience

caused by your inability to access or use the Services during any downtime or

discontinuance of the Services. Nothing in these Legal Terms will be construed to

obligate us to maintain and support the Services or to supply any corrections,

updates, or releases in connection therewith.

14. GOVERNING LAW

These Legal Terms and your use of the Services are governed by and construed

in accordance with the laws of the State of Delaware applicable to agreements

made and to be entirely performed within the State of Delaware, without regard to

its conflict of law principles.

15. DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim

related to these Legal Terms (each a "Dispute" and collectively, the "Disputes")

brought by either you or us (individually, a "Party" and collectively, the "Parties"),

the Parties agree to first attempt to negotiate any Dispute (except those Disputes

expressly provided below) informally for at least thirty (30) days before initiating

arbitration. Such informal negotiations commence upon written notice from one

Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the

Dispute (except those Disputes expressly excluded below) will be finally and

exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT

THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND

HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under

the Commercial Arbitration Rules of the American Arbitration Association ("AAA")

and, where appropriate, the AAA’s Supplementary Procedures for Consumer

Related Disputes ("AAA Consumer Rules"), both of which are available at the

American Arbitration Association (AAA) website. Your arbitration fees and your

share of arbitrator compensation shall be governed by the AAA Consumer Rules

and, where appropriate, limited by the AAA Consumer Rules. The arbitration may

be conducted in person, through the submission of documents, by phone, or

online. The arbitrator will make a decision in writing, but need not provide a

statement of reasons unless requested by either Party. The arbitrator must follow

applicable law, and any award may be challenged if the arbitrator fails to do so.

Except where otherwise required by the applicable AAA rules or applicable law,

the arbitration will take place in Delaware. Except as otherwise provided herein,

the Parties may litigate in court to compel arbitration, stay proceedings pending

arbitration, or to confirm, modify, vacate, or enter judgment on the award entered

by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute

shall be commenced or prosecuted in the state and federal courts located

in Delaware, and the Parties hereby consent to, and waive all defenses of lack of

personal jurisdiction, and forum non conveniens with respect to venue and

jurisdiction in such state and federal courts. Application of the United Nations

Convention on Contracts for the International Sale of Goods and the Uniform

Computer Information Transaction Act (UCITA) are excluded from these Legal

Terms.

In no event shall any Dispute brought by either Party related in any way to the

Services be commenced more than one (1) years after the cause of action arose.

If this provision is found to be illegal or unenforceable, then neither Party will elect

to arbitrate any Dispute falling within that portion of this provision found to be

illegal or unenforceable and such Dispute shall be decided by a court of

competent jurisdiction within the courts listed for jurisdiction above, and the

Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the

Parties individually. To the full extent permitted by law, (a) no arbitration shall be

joined with any other proceeding; (b) there is no right or authority for any Dispute

to be arbitrated on a class-action basis or to utilize class action procedures; and

(c) there is no right or authority for any Dispute to be brought in a purported

representative capacity on behalf of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above

provisions concerning informal negotiations binding arbitration: (a) any Disputes

seeking to enforce or protect, or concerning the validity of, any of the intellectual

property rights of a Party; (b) any Dispute related to, or arising from, allegations of

theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for

injunctive relief. If this provision is found to be illegal or unenforceable, then

neither Party will elect to arbitrate any Dispute falling within that portion of this

provision found to be illegal or unenforceable and such Dispute shall be decided

by a court of competent jurisdiction within the courts listed for jurisdiction above,

and the Parties agree to submit to the personal jurisdiction of that court.

16. CORRECTIONS

There may be information on the Services that contains typographical errors,

inaccuracies, or omissions, including descriptions, pricing, availability, and various

other information. We reserve the right to correct any errors, inaccuracies, or

omissions and to change or update the information on the Services at any time,

without prior notice.

17. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS.

YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE

RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL

WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE

SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION,

THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A

PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO

WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR

COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY

WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE

WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS,

MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2)

PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE

WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE

SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE

SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR

FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR

CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY

BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE

TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY,

AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND

MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A

RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR

OTHERWISE MADE AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT,

ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY

PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY

THROUGH THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY

WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER

ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE

RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND

ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH

THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR

IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND

EXERCISE CAUTION WHERE APPROPRIATE.

18. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE

LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT,

CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE

DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR

OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF

WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN,

OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS

OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE

AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD

PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN US STATE LAWS AND

INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED

WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES.

IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE

DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY

HAVE ADDITIONAL RIGHTS.

19. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries,

affiliates, and all of our respective officers, agents, partners, and employees, from

and against any loss, damage, liability, claim, or demand, including reasonable

attorneys’ fees and expenses, made by any third party due to or arising out of: (1)

use of the Services; (2) breach of these Legal Terms; (3) any breach of your

representations and warranties set forth in these Legal Terms; (4) your violation of

the rights of a third party, including but not limited to intellectual property rights; or

(5) any overt harmful act toward any other user of the Services with whom you

connected via the Services. Notwithstanding the foregoing, we reserve the right, at

your expense, to assume the exclusive defense and control of any matter for

which you are required to indemnify us, and you agree to cooperate, at your

expense, with our defense of such claims. We will use reasonable efforts to notify

you of any such claim, action, or proceeding which is subject to this

indemnification upon becoming aware of it.

20. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of

managing the performance of the Services, as well as data relating to your use of

the Services. Although we perform regular routine backups of data, you are solely

responsible for all data that you transmit or that relates to any activity you have

undertaken using the Services. You agree that we shall have no liability to you for

any loss or corruption of any such data, and you hereby waive any right of action

against us arising from any such loss or corruption of such data.

21. ELECTRONIC COMMUNICATIONS, TRANSACTIONS,

AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute

electronic communications. You consent to receive electronic communications,

and you agree that all agreements, notices, disclosures, and other

communications we provide to you electronically, via email and on the Services,

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satisfy any legal requirement that such communication be in writing. YOU

HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS,

ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF

NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR

COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or

requirements under any statutes, regulations, rules, ordinances, or other laws in

any jurisdiction which require an original signature or delivery or retention of nonelectronic

records, or to payments or the granting of credits by any means other

than electronic means.

22. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the

Complaint Assistance Unit of the Division of Consumer Services of the California

Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N

112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916)

445-1254.

23. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the

Services or in respect to the Services constitute the entire agreement and

understanding between you and us. Our failure to exercise or enforce any right or

provision of these Legal Terms shall not operate as a waiver of such right or

provision. These Legal Terms operate to the fullest extent permissible by law. We

may assign any or all of our rights and obligations to others at any time. We shall

not be responsible or liable for any loss, damage, delay, or failure to act caused by

any cause beyond our reasonable control. If any provision or part of a provision of

these Legal Terms is determined to be unlawful, void, or unenforceable, that

provision or part of the provision is deemed severable from these Legal Terms and

does not affect the validity and enforceability of any remaining provisions. There is

no joint venture, partnership, employment or agency relationship created between

you and us as a result of these Legal Terms or use of the Services. You agree that

these Legal Terms will not be construed against us by virtue of having drafted

them. You hereby waive any and all defenses you may have based on the

electronic form of these Legal Terms and the lack of signing by the parties hereto

to execute these Legal Terms.

24. CONTACT US

In order to resolve a complaint regarding the Services or to receive further

information regarding use of the Services, please contact us at:

Artorias, Inc.

169 Madison Ave

STE 11590

New York, NY 10016

United States

Phone: (US)+1 (857) 412-5213

hello@artorias.com

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